Payments Associations

Payments Associations
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Founded	1972

U.S. Payments Associations are independently run, nonprofit trade organizations that provide payments-related education, industry representation, and guidance to professionals in the payments sector. Each association is a direct member of Nacha and is certified to provide ACH education.

They also collaborate with rule-makers, regulators, and other industry partners to offer guidance across various payment channels and to support the continued development of U.S. payment systems.

In addition, payments associations provide education and expertise to assist professionals in obtaining and maintaining industry accreditations and certifications, including AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), FPP (Faster Payments Professional), and NCP (National Check Professional).

List of Payments Associations

Source:^[1]

Each Payments Association follows generally provide services to specific areas, depending on their available payments educational offerings.

Payments Association	Date Founded	Headquarters	Territory	Mergers
ePayResources	1974^[2]	Dallas, TX	Florida, Louisiana, New Mexico, North Carolina, Texas, Virginia, West Virginia	EastPay, SWACHA^[3]
EPCOR	2009	Kansas City, MO	Arkansas, Illinois, Indiana, Iowa, Kansas, Kentucky, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, West Virginia	Mid-America Payments Exchange (MPX), Payments Central^[4]
Macha - Everything Payments - Everywhere	1975^[5]	Hanover, MD and Germantown, WI	Delaware, District of Columbia, Hawaii, Maryland, Pennsylvania, Virginia, West Virginia, Wisconsin	WACHA - Wisconsin Automated Clearinghouse Association^[6]
NEACH	1973	Burlington, MA	Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont
PaymentsFirst		Atlanta, GA	Alabama, Georgia, South Carolina, Tennessee	ALACHA, GACHA, SOCACHA, TACHA
SHAZAM, Inc.	1976^[7]	Johnston, IA	Iowa
Southern Financial Exchange	May 19, 1976^[8]	New Orleans, LA	Alabama, Arkansas, Louisiana, Mississippi, Tennessee	LAMACHA, MSACHA
The Clearing House Payments Authority^[9]		New York, NY	Delaware, Illinois, Indiana, New Jersey, New York, Pennsylvania, Puerto Rico, U.S. Virgin Islands	The Clearing House, The Payments Authority
UMACHA	1974^[10]	Brooklyn Park, MN	Michigan, Minnesota, Montana, North Dakota, South Dakota, Wisconsin
WesPay	1972^[11]	San Francisco, CA	Alaska, American Samoa, Arizona, California, Colorado, Guam, Idaho, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming