Draft:Karta.io

Karta.io
Type	Private
Industry	Financial technology
Founded	2021
Founder	Nik Zimarkov
Key people	Nik Zimarkov (CEO)
Products	Payment cards, expense management software
Website	karta.io

Submission declined on 3 July 2026 by HitroMilanese (talk).

This draft's references do not show that the subject meets Wikipedia's criteria for inclusion for organizations and companies. The draft requires multiple published secondary sources that:

provide significant coverage: discuss the subject in detail, excluding routine coverage like product launches, staff appointments, or financial reports and listings in databases or listicles;
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Declined by HitroMilanese 2 months ago. Last edited by Kuru 2 months ago. Reviewer: Inform author.

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Karta.io is a financial technology company founded in 2021 by Nik Zimarkov.^[1] The company issues Visa payment cards and provides corporate expense management services.^{[citation needed]} In 2025, it expanded into consumer stablecoin-based payments.^{[citation needed]}

History

Nik Zimarkov, who had previously co-founded the mobile application SWIPE and operated a performance marketing agency, founded Karta.io in 2021.^[1] The company stated that the platform originated as an internal expense management tool before being offered commercially.^{[citation needed]}

In November 2021, Karta.io began issuing virtual Visa and Mastercard cards aimed at business expense management.^{[citation needed]} In 2022, the company shifted its focus toward the e-commerce sector.^{[citation needed]} In September 2023, it entered the US market.^{[citation needed]}

In August 2025, the company launched a consumer card product, allowing individuals to spend USDT and USDC stablecoins via the Visa network.^{[citation needed]} In May 2026, Karta.io announced an integration with the Tempo blockchain network for payment settlement.^{[citation needed]}

References

1 2 Claudia Pincovski (20 July 2022). "Niche fintech services for business – are they the future?". The Paypers.

Category:Financial technology companies Category:Financial services companies established in 2021 Category:Companies based in Wilmington, North Carolina Category:Cryptocurrency companies

[thepaypers2022-1] 1 2 Claudia Pincovski (20 July 2022). "Niche fintech services for business – are they the future?". The Paypers.

[1]